The Invisible Bankers: Everything the Insurance Industry Never Wanted You to Know

Last updated October 31, 2026

By Andrew Tobias

Andrew Tobias examines the insurance industry, which he describes as a huge financial power that most people barely notice. He explains how the companies make money, how policies are priced and sold, and where premiums actually go. Covering life, auto, homeowners and health insurance, he points out the costs that work against buyers and offers practical advice on avoiding overpriced policies and buying only the coverage that people truly need.

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